Integration Pathways
Denarify supports flexible integration tiers suited for fast-growing platforms, marketplace operators, and institutional enterprises:
Programmatic Direct Integration
Full lifecycle control over account issuance, foreign exchange rates, and batch wire dispatches through clean JSON payloads over TLS 1.3.
Host-to-Host File Transmission
For established enterprise ERPs (NetSuite, SAP, Workday). Ingest pain.001 credit transfer files and receive camt.053 reconciliation statements via secure SFTP.
Event-Driven State Machine
Receive signed HMAC-SHA256 event streams the instant incoming wires clear or payout batches settle with domestic central banks.
Zero-Code Treasury UI
Finance operations can immediately review transactions, initiate manual transfers, and download reconciled CSVs directly from the dashboard.
Supported Domestic Clearing Rails
Rather than relying solely on legacy correspondent SWIFT hops, Denarify interfaces directly with domestic clearing architectures in major financial centers:
NPP / Osko & Direct Entry
Sub-second 24/7/365 real-time gross settlement across all Australian financial institutions, with full BSB and virtual account generation.
Fedwire & NACHA ACH
High-value instantaneous Fedwire settlement alongside cost-effective same-day ACH batch disbursement through US clearing partners.
SEPA Instant & Target2
Instant Euro transfers cleared across 36 SEPA zone nations with dedicated IBANs and real-time reconciliation references.
Faster Payments & BACS
Direct UK clearing integration providing instant domestic disbursements with Sort Codes and named account attribution.
Idempotency & Enterprise Safeguards
Financial transactions require zero-tolerance reliability. The platform enforces strict structural guarantees:
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Global Idempotency Keys: Prevents duplicate transactions on network retries or timeouts by guaranteeing each unique key executes exactly once.
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Four-Eyes Approval Workflows: Configurable thresholds that require two distinct corporate officers to approve transfers exceeding custom limits.
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Statutory Segregation of Funds: 100% ring-fenced safeguarding accounts held with APRA-regulated Authorised Deposit-taking Institutions (ADIs).
SDKs & Developer Resources
Accelerate your timeline with official developer resources and pre-configured client libraries:
Client SDK Libraries
Official idiomatic libraries available for Node.js (TypeScript), Python 3.9+, Go, and Java with built-in retry and signature verification logic.
Postman & OpenAPI Specification
Download complete OpenAPI 3.1 definitions and Postman environments for rapid sandbox experimentation and automated schema generation.